Pursuant to Indian Gaming Regulatory Act, a tribe may enter into a contract for the management and operation of its gaming operations. Such contracts, though, must be approved by the NIGC Chair, or else are void. 25 U.S.C. §§ 2710(d)(9) and 2711.  See also 25 CFR parts 531 and 533. IGRA also requires a tribe to maintain the sole proprietary interest in its gaming operation. The OGC is frequently asked to review agreements between tribes and outside parties to ensure that they are not management contracts, and therefore required to be submitted for the Chair’s review and approval, and do not violate IGRA’s sole proprietary interest requirements.  On request, the OGC will review drafts of agreements and issue an opinion as to whether or not a contract or an agreement implicates management of a tribe’s gaming operation or violates the sole proprietary interest requirement. The types of contracts and agreements reviewed typically include, but are not limited to: development agreements; loan agreements; security agreements; promissory notes; bond indentures; employment agreements; independent contractor agreements; and, depository account agreements.

Documents should be submitted prior to their execution as the General Counsel will not provide a declination letter on any documents that have already been executed. The submitted documents should, however, reflect as closely as possible the document the parties intend to execute. For more information, please see the following: Helpful Hints for Submitting a Request for an Opinion Letter to the Office of General Counsel

The NIGC’s Freedom of Information Act (FOIA) Officer has determined that all of the posted advisory opinions are releasable after a review has been conducted for material exempt pursuant to 5 U.S.C. § 552. We will post additional advisory opinions as we continue to review closed files and issue new opinions, and our FOIA Officer has determined that they may be released.

These reports are presented in PDF format which requires the free Acrobat Reader available from Adobe.
Date Tribe Company
05/01/2016 Santa Ynez Band of Chumash Indians Wells Fargo Bank National Association
03/16/2015 North Fork Rancheria of Mono Indians SC Madera Development
02/26/2015 San Carlos Apache Tribe The Prudential Insurance Company of America
02/20/2015 Kalispel Tribe of Indians Well Fargo Bank N.A.
01/09/2015 Pueblo of Nambe First National Bank of Santa Fe
01/09/2015 Mohegan Tribe of Connecticut Mohegan Tribal Finance Authority (MTFA)
12/19/2014 Federated Indians of Graton Rancheria Graton Resort & Casino
11/25/2014 Lummi Tribe of the Lummi Reservation Wells Fargo Bank N.A.
11/20/2014 Mooretown Rancheria Wells Fargo NA
10/24/2014 Osage Nation Bank of America N.A.
10/02/2014 Pueblo of Nambe First National Bank of Santa Fe
09/19/2014 Seneca Nation of NY Key Bank N.A.
08/11/2014 Susanville Indian Rancheria Wells Fargo Bank N.A.
07/30/2014 Omaha Tribe of Nebraska Shakopee Mdewakanton Sioux Community
06/17/2014 Elk Valley Rancheria of California U.S. Bank N.A.
06/03/2014 Confederated Tribes of the Colville Reservation Key Bank N.A.
05/23/2014 Confederated Tribes of the Umatilla Indian Reservation Wells Fargo N.A.
05/19/2014 Kalispel Tribe of Indians Well Fargo Bank N.A.
03/26/2014 Lac Vieux Desert Band of Lake Superior Chippewa Devon Bank
02/25/2014 Menominee Indian Tribe of Wisconsin Wisconsin Bank and Trust
02/05/2014 Little Traverse Bay Band of Odawa Indians Wells Fargo
01/23/2014 Snoqualmie Tribe Bank of America N.A.
01/13/2014 Confederated Tribes of Coos, Lower Umpqua, and Siuslaw Indians PCI Gaming Authority
12/23/2013 Shingle Springs Band of Miwok Indians Wells Fargo Securities, LLC & Bank of America N.A.
12/12/2013 Kalispel Tribe of Indians K & L Gates LLP
11/22/2013 Paskenta Band of Nomlaki Wells Fargo Bank N.A.
11/19/2013 Poarch Band of Creek Indians Bank of America N.A.
11/08/2013 Eastern Band of Cherokee Indians Tribal Casino Gaming Enterprise
11/05/2013 Mohegan Tribe of Connecticut RBS Citizens N.A.
10/09/2013 Stillaguamish Tribe of Indians Wells Fargo Bank N.A.
10/02/2013 Smith River Rancheria Umpqua Bank
09/06/2013 Confederated Tribes of Coos, Lower Umpqua, and Siuslaw Indians Wells Fargo Bank N.A.
08/27/2013 Shingle Springs Band of Miwok Indians Bank of America N.A.
08/27/2013 Timbisha Shoshone Tribe Global Investment Enterprise LLC
08/06/2013 Shingle Springs Band of Miwok Indians Bank of America N.A.
08/01/2013 Shingle Springs Band of Miwok Indians Lakes kar-Shingle Springs
07/30/2013 Mohegan Tribe of Connecticut US Bank National Association
07/15/2013 Cherokee Nation BOKF, NA dba Bank of Oklahoma
07/03/2013 Mohegan Tribe of Connecticut Credit Suisse
06/17/2013 Kalispel Tribe of Indians Well Fargo Bank N.A.
05/23/2013 Squaxin Island Bank of America N.A.
05/17/2013 Coushatta Tribe of Louisiana Wells Fargo N.A.
04/23/2013 Nisqually Indian Tribe of Washington Bank of America N.A.
04/23/2013 Nisqually Indian Tribe Bank of America, N.A.
04/16/2013 Mashantucket Pequot Tribal Nation Bank of America N.A.
03/25/2013 Nottawaseppi Band of Huron Potawatomi Bank of America N.A.
03/05/2013 North Fork Rancheria of Mono Indians SC Madera Development
02/21/2013 Jena Band of Choctaw Indians PNC Bank N.A.
02/04/2013 Ewiiaapaayp Band of Kumeyaay Indians WGSD, LLC
01/31/2013 Kickapoo Tribe of Oklahoma Bank of Oklahom (BOKF)
01/04/2013 Absentee Shawnee Indian Tribe of OK Firstar Bank N.A.
12/20/2012 Smith River Rancheria Umpqua Bank
11/19/2012 Mashantucket Pequot Tribal Nation Bank of America N.A.
10/12/2012 Pueblo of Laguna Wells Fargo Bank National Bank
09/24/2012 Forest County Potawatomi PNC Bank N.A.
09/20/2012 Berry Creek Rancheria of Maidu Indians of California Bank of America
08/22/2012 Confederated Tribes of the Umatilla Indian Reservation Wildhorse Resort & Casino
08/16/2012 Three Affiliated Tribes of the Fort Berthold Reservation Shakopee Mdewakanton Sioux Community
08/08/2012 Mohegan Indian Tribe of Connecticut U.S. Bank, N.A.
08/06/2012 Puyallup Tribe of Indians Wells Fargo Bank National Association
08/03/2012 Federated Indians of Graton Rancheria
07/30/2012 Nottawaseppi Band of Huron Potawatomi Bank of America N.A.
07/24/2012 Jamestown S’Klallam Tribe of Indians Columbia State Bank
07/06/2012 Jamestown S’Klallam Tribe of Indians Columbia State Bank
07/03/2012 Eastern Band of Cherokee Indians Tribal Casino Gaming Enterprise
06/06/2012 Quapaw Tribe of Oklahoma Bank of Oklahoma
06/04/2012 Pueblo of Santa Clara BOKF N.A. dba Bank of Albuquerque
05/24/2012 Lummi Tribe of the Lummi Reservation (Mgmt Contract) Merit Washington LLC
03/30/2012 Twenty-Nine Palms Band of Mission Indians PNC Bank, N.A.
03/29/2012 Nottawaseppi Band of Huron Potawatomi FirekeeperÕs Development Authority
03/16/2012 Buena Vista Rancheria of Me-Wuk Indians WG-California
03/16/2012 Buena Vista Rancheria of Me-Wuk Indians Buena Vista Gaming Authority
03/16/2012 Buena Vista Rancheria of Me-Wuk Indians Buena Vista Development Company
03/15/2012 Quechan Indian Tribe The Bank of New York Mellow Trust Company, N.A.
03/02/2012 Eastern Shawnee Tribe of Oklahoma Bank of Oklahoma
02/28/2012 Mohegan Indian Tribe of Connecticut U.S. Bank, N.A.
02/27/2012 Mohegan Indian Tribe of Connecticut U.S. Bank, N.A.
02/27/2012 Mississippi Band of Choctaw Indians Trustmark National Bank
02/22/2012 Pauma Band of Mission Indians Capitol One, N.A.
02/14/2012 Pauma Band of Mission Indians Capitol One, N.A.
02/10/2012 Tuolumne Band of Me-Wuk Indians JP Morgan Chase Bank, N.A.
02/08/2012 Poarch Band of Creek Indians Bank of America, N.A.
02/03/2012 St. Regis Mohawk Tribe Keybank, N.A.
01/30/2012 Grand Traverse Band PNC Bank
01/27/2012 Quechan Indian Tribe The Bank of New York Mellow Trust Company, N.A.
01/19/2012 Oneida Tribe of Indians of Wisconsin Bank of America, N.A.
01/19/2012 Oneida Tribe of Indians of Wisconsin Bank of America N.A.
01/13/2012 San Pasqual Band of Mission Indians Bank of America, N.A.
01/13/2012 Citizen Potawatomi Nation Capital One, N.A.
01/10/2012 Stillaguamish Tribe of Indians Wells Fargo Bank, N.A.
12/27/2011 Oneida Tribe of Indians of Wisconsin Bank of America N.A.
12/19/2011 Quechan Indian Tribe The Bank of New York Mellow Trust Company, N.A.
12/15/2011 Jena Band of Choctaw Indians PNC Bank, N.A.
12/13/2011 Pueblo of Sandia Bank of Albuquerque
12/12/2011 Jena Band of Choctaw Indians PNC Bank, N.A.
12/12/2011 Jamestown S’Klallam Tribe of Indians Columbia State Bank
12/12/2011 Jackson Rancheria Band of Miwuk Indians TFA Consulting
12/12/2011 Jackson Rancheria Band of Miwuk Indians Cannery Casino Resorts
12/05/2011 Dry Creek Rancheria Band of Pomo Indians Deutsche Bank Trust Company Americas
11/29/2011 Sac & Fox Tribe of the Mississippi in Iowa Great Western Bank
11/04/2011 Shoshone-Bannock Tribes of the Fort Hall Reservation BOKF, N.A. dba Bank of Albuquerque
10/27/2011 Dry Creek Rancheria Band of Pomo Indians Deutsche Bank Trust Company Americas
10/27/2011 Delaware Nation Bank of Oklahoma
09/16/2011 Pueblo of Pojoaque and the Buffalo Thunder Development Authority Wells Fargo Bank, N.A.
08/26/2011 Santa Rosa Rancheria Tachi Yokut Tribe JPMorgan Chase Bank, N.A.
08/16/2011 Swinomish Indian Tribal Community Wells Fargo Bank, N.A.
08/03/2011 Port Gamble Indian Community East West Bank
08/01/2011 Fort Sill Apache of Oklahoma Bank of New York Mellon Trust Company
07/28/2011 Barona Group of Capitan Grande Band of Mission Indians Bank
07/28/2011 Barona Band Bank
07/15/2011 Habematolel Pomo of Upper Lake Luna Gaming Upper Lake LLC
07/01/2011 Jena Band of Choctaw Indians PNC Bank, N.A.
07/01/2011 Jena Band of Choctaw Indians Machal LLC
06/28/2011 Lummi Nation Wells Fargo Bank
06/23/2011 Pokagon Band of Potawatomi Bank of America N.A.
06/23/2011 Bear River Band of Rohnerville Rancheria Wells Fargo Bank N.A.
06/10/2011 United Auburn Indian Community Wells Fargo Bank, N.A.
06/07/2011 Quapaw Tribe of Oklahoma Bank of Oklahoma
05/19/2011 Oneida Nation of New York RBS Citizens, N.A.
05/11/2011 Jena Band of Choctaw Indians Machal, Inc.
05/04/2011 Sycuan Band of the Kumeyaay Nation Wells Fargo Bank N.A., Wells Fargo Securities LLC and U.S. Bank N.A.
05/04/2011 Soboba Band of Luiseno Indians Bank of America
04/21/2011 Wilton Rancheria East West Gaming LLC
03/30/2011 Pala Band of Mission Indians Band of America N.A.
03/23/2011 Temecula Band of Luiseno Mission Indians Wells Fargo Bank
03/21/2011 Nottawaseppi Band of Huron Potawatomi FireKeepers Development Authority_Full House Resorts, Inc
03/16/2011 Spokane Tribe of Indians WG-Airway Heights LLC
03/16/2011 Shinnecock Nation Gateway Casino Resorts LLC
03/10/2011 Wyandotte Nation of Oklahoma Kansas Gaming Canton Park Financial LLC, Kansas Gaming Ltd., AHG Group LLC
03/01/2011 Little River Band of Ottawa Indians PNC Bank, N.A.
02/25/2011 Pauma Band of Mission Indians Bank of America N.A.
02/24/2011 St. Croix Chippewa Indians of Wisconsin Heartland Business Bank
02/18/2011 Kalispel Tribe of Indians Bank of America, National Association
02/17/2011 Morongo Band of Mission Indians Wells Fargo Bank
02/15/2011 Tunica Biloxi Tribe of Louisiana Deutsche Bank Securities, Inc
02/03/2011 Confederated Tribes of Chehalis Reservation Wells Fargo Bank National Association
12/23/2010 Ohkay Owingeh, Tsay Corporation Bank of Albuquerque
12/23/2010 Coushatta Tribe of Louisiana Wells Fargo Bank
12/15/2010 Navajo Nation Gaming Enterprise Navajo Nation
12/10/2010 Pueblo of Sandia Bank of Albuquerque
12/10/2010 Pueblo of Pojoaque Fine Point Group
12/09/2010 St. Croix Chippewa Indians of Wisconsin Prudential Insurance Company of America
12/06/2010 Spokane Tribe of Indians WG-Airway Heights LLC
11/30/2010 Suquamish Tribe, Port Madison Enterprises Bank of America N.A.
11/29/2010 Winnebago Tribe PNC Bank N.A.
11/29/2010 Little Traverse Bay Band of Odawa Indians Wilmington Trust
11/05/2010 Seneca Nation of Indians Bank of America N.A. and Banc of America Securities LLC
10/29/2010 Seminole Tribe of Florida U.S. Bank National Association
09/29/2010 Spokane Tribe of Indians WG-Washington LLC
09/14/2010 Berry Creek Rancheria for Maidu Indians of CA Bank of America N.A.
08/20/2010 Confederated Tribes of the Umatilla Indian Reservation Wells Fargo Bank, National Association
07/15/2010 Match-E-Be-Nash-She-Wish Band of Pottawatomi Indians Goldman Sachs Lending Partners LLC
07/02/2010 Big Sandy Rancheria and Big Sandy Entertainment Authority Brownstone LLC
06/02/2010 Confederated Tribes of Coos, Lower Umpqua and Siuslaw Indians Wells Fargo Bank
06/02/2010 Confederated Tribes of Coos, Lower Umpqua and Siuslaw Indians Wells Fargo Bank, National Association
05/27/2010 Sokaogon Chippewa Community Wells Fargo Bank, National Association
04/06/2010 Manchester Band of Pomo Indians Pueblo of Laguna and Morongo Band of Mission Indians
04/02/2010 LaJolla Band of Luiseno Indians Panther Partners LLC
03/19/2010 Pascua Yaqui Tribe Bank of America N.A.
02/23/2010 Three Affiliated Tribes of the Fort Berthold Reservation Shakopee Mdewakanton Sioux Community
02/22/2010 St. Croix Chippewa Indians of Wisconsin Heartland Business Bank
02/22/2010 La Posta Band of Mission Indians Yavapai Apache Nation
12/17/2009 Mescalero Apache Tribe WG-IMG LLC
12/09/2009 Pueblo of Isleta Hard Rock Hotel Holdings, LLC and HRHH IP, LLC
12/08/2009 Kickapoo Tribe of Oklahoma Paragon Consulting Group Inc.
12/02/2009 Habematolel Pomo of Upper Lake Luna Gaming Upper Lake LLC
10/30/2009 Wyandotte Nation of Oklahoma Kansas Gaming AHG Group
10/30/2009 Otoe Missouria Development Authority TW Gaming, LLC
09/02/2009 Match-E-Be-Nash-She-Wish Band of Pottawatomi Indians MPM Enterprises L.L.C.
09/02/2009 Cloverdale Rancheria of Pomo Indians End to End Enterprises
09/01/2009 Caddo Nation of Oklahoma Gaming Development Company LLC
09/01/2009 Absentee Shawnee Tribe of Oklahoma Thunderbird Entertainment Center
06/25/2009 Bay Mills Indian Community Bally Technologies
05/07/2009 Pawnee Nation of Oklahoma Sunway Hotel Group,Inc.
03/30/2009 Elem Indian Colony of Pomo Indians of the Sulphur Bank Rancheria Pacific Development Partners
03/19/2009 Timbisha Shoshone Tribe Global Investment Enterprises, LLC
02/26/2009 Chemehuevi Indian Tribe Barstow Enterprises
02/19/2009 Three Affiliated Tribes of the Fort Berthold Reservation Lake Sakakawea and Associates LLC
02/17/2009 Cherokee Nation Entertainment LLC HRHH IP LLC and Hard Rock Hotel Holdings LLC
01/23/2009 Muscogee (Creek) Nation Re: Gross Revenue
10/21/2008 Seneca-Cayuga Tribe of Oklahoma Caywil New York LLC
10/21/2008 Sac & Fox Nation Business Enterprises American Gaming Systems
09/24/2008 Sac & Fox Nation Business Enterprises American Gaming Systems
09/23/2008 Ponca Tribe of Oklahoma Sunway-Postoak Gaming
09/23/2008 Confederated Tribes of Coos, Lower Umpqua and Siuslaw Indians Employee
09/23/2008 Bay Mills Indian Community Aristocrat Technologies
07/03/2008 Quapaw Tribe of Oklahoma RPDC LLC
06/04/2008 Tunica-Biloxi Tribe of Louisiana Duetsche Bank Trust Co Americas
05/16/2008 United Auburn Indian Community of the Auburn Rancheria Wells Fargo, Station Casinos, Station California, Station Development
05/07/2008 Pokagon Band of Potawatomi Lakes Management Co.
04/24/2008 Chippewa Cree Development Employee
03/12/2008 Hoh Indian Tribe Muckleshoot Indian Tribe
03/06/2008 Eastern Band of Cherokee Indians Harrah's Entertainment,Inc
02/20/2008 Rosebud Sioux Tribe RST Gaming Commission
02/08/2008 Jena Band of Choctaw Indians Machal, Inc.
01/25/2008 Red Cliff Band of Lake Superior Chippewa Indians Calleo Entertainment
08/29/2007 Osage Nation K&D Gaming, LLC
06/14/2007 Shingle Springs Band of Miwok Indians Sharp Image Gaming, Inc
04/10/2007 Kiowa Tribe of OK and KCOA, CDG, TS Ventures Red River Gaming
03/29/2007 Caddo Nation of OK Onnam Native American Enterprises, LLC
02/26/2007 Santa Ysabel Band of Diegueno Indians Yavapai-Apache Nation
12/07/2006 Mashantucket Pequot Tribal Nation MGM MIRAGE
11/03/2006 Cowlitz Indian Tribe Salishan-Mohegan, LLC
10/27/2006 Pueblo of Jemez Pueblo of Jemez Tribal Gaming Enterprise, and Circle P Investments of NM, LLC
10/05/2006 Osage Tribe K&D Gaming, Oklahoma Gaming Development and Megabingo
09/27/2006 Mashantucket Pequot Tribal Nation MGM MIRAGE
09/27/2006 Kiowa Tribe of OK Casino Development Group-Kiowa I, LLC
09/06/2006 Kiowa Tribe of OK Kiowa Casino Operations Authority and Luna Gaming Randlett, LLC
07/07/2006 Santa Ysabel Band of Diegueno Indians Yavapai-Apache Nation
06/21/2006 Seneca-Cayuga Tribe of OK Caywil New York, LLC
06/16/2006 Kiowa Tribe of OK and Kiowa Casino Operations Authority and Luna Gaming Randlett, LLC Kiowa Casino Operations Authority and Luna Gaming Randlett, LLC
04/04/2006 La Jolla Band of Mission Indians Gold River, LLC
03/20/2006 Ho-Chunk Nation Autotote
01/19/2006 Scotts Valley Band of Pomo Indians Richmond Gaming
12/19/2005 Comanche Nation of OK CDST-Comanche, LLC
12/12/2005 La Jolla Band of Mission Indians Gold River, LLC
12/09/2005 Caddo Nation of OK Gaming Development Co, LLC
12/02/2005 Comanche Nation of OK CDST-Comanche, LLC
11/15/2005 Caddo Nation of OK Power Plant Entertainment OK, LLC
10/21/2005 Bay Mills Indian Community Michigan Magic and Penny Arcade
10/18/2005 Buena Vista Rancheria of Me-Wuk Indians Buena Vista Development, LLC
09/20/2005 Comanche Nation of OK 49, L.L.C.
08/22/2005 Comanche Nation of OK 49, L.L.C.
06/02/2005 Bay Mills Indian Community Lieberman Companies, Inc.
05/24/2005 Hannahville Indian Community Sweetwater Gaming, Inc.
05/03/2005 Lytton Band of Pomo Indians California Indian Gaming Development, LLC
02/22/2005 Ottawa Tribe of OK C&S Gaming
02/07/2005 Western Delaware Tribe Sodak Gaming
02/04/2005 Western Delaware Tribe Miami Tribe of OK Business Development Authority
02/01/2005 Contract review The IGRA's sole proprietary interest requirement
12/21/2004 Guidiville Indian Rancheria N.G.V.
11/30/2004 Peoria Tribe of Indians of OK Multimedia Games, Inc.
11/30/2004 Osage Tribe K&D Gaming Megabingo, Inc
11/30/2004 Kickapoo Tribe of OK Megabingo, Inc.
11/30/2004 Iowa Tribe of OK Megabingo Inc.
11/30/2004 Delaware Tribe of Western OK Sierra Design
11/30/2004 Delaware Tribe of Western OK OK Coin
11/30/2004 Delaware Tribe of Western OK Megabingo, Inc
11/30/2004 Delaware Tribe of Western OK Megabingo, Inc unsigned contract
11/05/2004 Ely Shoshone Tribe Miami Tribe of OK Business Development Authority
11/04/2004 Cheyenne-Arapaho Tribes of OK Native American Land Group, LLC
11/03/2004 Western Delaware Tribe Sodak Gaming
11/03/2004 Osage Tribe K&D Gaming Megabingo, Inc
11/03/2004 Miami Tribe of OK Business Development Authority Western Delaware Tribe
08/19/2004 Timbisha Shoshone Tribe Tinaldo Corp
08/11/2004 Lytton Rancheria of CA Sodak Gaming, LLC
08/10/2004 Cahuilla Band of Indians Abello, LLC